MORTGAGE LENDING RESOURCES

HMDA and CRA Information

Federal Financial Institutions Examination Council has both Home Mortgage Disclosure Act (HMDA) data and Community Reinvestment Act (CRA) data. 

Selected Articles on Mortage Lending Discrimination

HUD Report, What We Know About Mortgage Lending Discrimination in America

Thomas P. Vartanian, Robert H. Ledig, and Alisa Babitz. "Proposed CRA Rules Go Beyond Clear Boundaries of Law," Banking Policy Report (March 21, 1994). 

Thomas P. Vartanian, Robert H. Ledig, and Alisa Babitz. "Chevy Chase Case Sets New Standards for Fair Lending Law Compliance," Banking Policy Report (September 19, 1994). 

Thomas P. Vartanian, Robert H. Ledig, and Alisa Babitz. "Revising Regulation B: Codifying the Obvious or Making New Law?" Banking Policy Report (February 6-20, 1995). 

Thomas P. Vartanian, Robert H. Ledig, and Alisa Babitz. "Disparate Impact Discrimination: Fair Lending at a Crossroads." Consumer Finance Law Quarterly Report (Winter 1995). 

Other Resources

National Community Reinvestment Coalition

Resources available from the law firm of Fried, Frank, Harris, Shriver and Jacobson

• The Fair Lending Guide
• Fair Lending Timeline

 Compliance Technologies has compile a list of compliance articles.