PREDATORY HOME LENDING PROGRAM

A Course in Predatory Home Lending Law 

Offered spring and fall semesters

The Predatory Home Lending Law course focuses on the laws that apply to home lending transactions.  Students learn how to identify predatory practices that are either illegal or bad for the consumer and how to work with consumers to avoid the consequences of these actions, which include foreclosures.  The law students study various remedies under state and federal law, including the options of bankruptcy and how these laws govern lending.  Weekly guest lecturers provide the students with a broad experience and perspective on predatory Home Lending law.  The 3 credit hour course includes two components - Classroom and Community Outreach.  Classroom Experience (2 credit hours) Students will: Learn about the lending industry and federal and state laws that govern lending. Understand the various remedies under state and federal law, including the options of bankruptcy. Be able to identify predatory practices in home lending.  Community Outreach (1 credit hour) Students are required to: Interview community members and review loan documents for for predatory lending features. Speak before a community group or organization of their choice about predatory home lending law and practices. Attend community events and distribute informational brochures and fliers about the program.

History  Syllabus Lectures Community Outreach